Easy Gold

  • Any amount, any time
  • Bonus of 7% per annum
  • 11 months duration

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  • Any amount, any time
  • Bonus of 7% per annum
  • 11 months duration

The Easy Gold Scheme is designed to provide a higher level of convenience to the customer. That is, you can start saving Gold for as less as Rs. 1000/-. As with all our schemes, you can convert your savings at any of our showrooms and be able to choose from our array of gold or silver ornaments, as you wish.

In addition to all these advantages, get a bonus of 7% per annum equivalent to your money as gold. Start saving whenever you have the time and inclination to invest and get benefited doing so, especially when the market price is better.

Saving, buying and converting gold has never been easier with Easy Gold.

Ease your savings

  • You can start an account with a minimum investment of Rs. 1000/-
  • There are no limitations to either the maximum amount or the number of times you deposit, i.e., pay any amount any number of times per day/week/month, at your own convenience.
  • The amount you deposit will be converted to gold, based on the market rate of 22 carat gold as valued by the ‘Madras Jewellers & Diamond Merchants Association’ at Chennai, prevailing on the date of deposit.
  • The duration of this scheme is 11 months
  • A bonus of 7% per annum will be accumulated similar to an interest, at the time of redemption, based on the money deposited into the Easy Gold Scheme.

Payment options

An easy way to make the payment! After receiving your pay cheque, allocate the first expense on benefiting your future.

  • Pay any amount at any time.
  • The minimum installment amount is Rs. 1000/- with no maximum limit.
  • The account holder can deposit the money for Easy Gold at any of the branches of Thangamayil Jewellery Limited.
  • Pay installments as cash, demand draft, using credit\debit cards or even through online fund transfer at your convenience (service charges applicable).
  • Pay installments through a virtual account number by transferring funds either in the bank or through internet banking facility (NEFT/RTGS).

Terms & Conditions

    • There is no restriction on the duration, as the saved gold can be redeemed at any time. What does that mean? No waiting to receive your gold!
    • The saved equivalent amount of gold can either be purchased for the full amount or for a partial amount deposited, with applicable making and wastage charges.
    • This scheme is valid only for ready made jewels and not for customized jewels.
    • Jewels with a MRP are not applicable for purchase under this scheme.
    • Easy Gold is a unique scheme and cannot be merged, converted or transferred with either new or existing schemes.
    • Thangamayil reserves every right over the terms and conditions of this scheme and can change the conditions at any time.
    • In case of any change in existing laws, rules, acts, etc., by a Regulatory authority, the necessary requirements have to be complied with, by the customer. Thangamayil Jewellery Limited reserves the right to do so, to comply with Government regulations.
    • The deposited amount will not be refunded as cash, in any case.

FAQ's

How is saving gold better than saving money?

Generally, money can be saved as liquid money or as gold. Let’s have a casual comparison of both the cases.

Liquid CurrencyGold
Money saved at home remains the same; it doesn’t grow. Considering the NPV* (net present value) concept of finance, it in fact becomes lesser than the actual amount after a certain period.Gold saved at home is money plus plus. The price increases daily or even hourly.*
Liquid money is just currency locked in a case.Gold can either be as savings or as ornaments that beautify you.
Bank deposits may have limitations, conditions and a set timeframe.Gold has no limitations, acts almost as currency and can be exchanged or converted at any time.
Share market and other investments are wise, but are also riskier and need regular and active involvement for managing worst-case scenarios.Investing in gold is historically a simpler, wiser choice.
* Depends on the market situation
Can anyone become a member of this scheme? Is any proof is required?
  • Showroom customer: Anyone can become a member by providing valid ID proof and phone number.
  • Online customer: Anyone can become a member by providing their email ID, phone number and valid address.
Only individuals are eligible to join the scheme.
One can join any number of schemes as he/she chooses. The individual should not be a minor.
Will there be any extra charge on subsequent payments?
There will be an extra charge only for payment through credit/debit card. In case of the loss of passbook, Rs. 100 will be charged for a replacement, after proper verification.
What will happen to my scheme if I don’t pay for a few months? Will there be a penalty charge?
There is no penalty on your account if payment is not made for a few months. The money saved as gold will remain the same, as earlier.
How will the saved gold be redeemed?

The saved gold can be purchased only as gold ornaments, solitaires, precious or semi-precious stones, silver articles and gold coins.

How will the saved gold be calculated while redeeming?

Every time a payment is made by the customer, the amount will be converted as gold based on the market rate prevailing on the date of deposit. During the period of the 11 months, all the payments that have been saved as gold along with the bonus will be added together and considered as the total saving of the customer.

How is the price of gold calculated while redeeming?
While you opt for gold ornaments, silver articles, precious or semi-precious stones, gold coins and solitaires, the price of your saving is calculated based on the prevailing market rate of gold/silver on the date of redemption, with applicable making and wastage charges.
Can the paid amount be redeemed in any other way than the above (like cash)?
Redemption is possible only as stated above. Cash redemption cannot be availed.
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