Future Plus

  • Great Privilege !! Choose a day for best board rate over scheme period!!
  • Save as gold or money!
  • One time investment

Join Now in Future Plus

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  • Great Privilege !! Choose a day for best board rate over scheme period!!
  • One time investment
  • Save as gold or money!

Thangamayil wishes that purchase of gold jewellery is affordable to a common man and within his reach. With a commitment to deliver the intent, Thangamayil has designed the Future Plus gold saving scheme as a bonanza for customers investing in gold jewellery, that in turn can be converted to a trendy & highly artistic piece of their dream.

FUTURE PLUS GOLD SAVING SCHEME

Salient Features & Benefits

  • One time investment subject to a minimum amount of Rs. 15,000/- with no limitations on the maximum amount..
  • The duration of this scheme is 9 months.
  • We are flexible in that you can opt for either the value based or the gold weight based saving option.
  • The one time payment can be remitted at any of the branches of Thangamayil Jewellery Limited.
  • If you choose value based option, you will save your money as money and by the end of the maturity period you can buy gold ornaments or silver articles equivalent to the prevailing market rate.
  • If you prefer to save as gold, the conversion of your investment to gold weight shall be done based on the prevailing board rate of gold on the date, time & city of payment.
  • Upon maturity you get freedom from making charges and wastage associated with the gold ornaments or silver articles you purchase
  • You can purchase gold ornaments & silver articles corresponding to the credit in your account or weight of gold.
  • Pay as cash, demand draft, using credit\debit cards or even through online fund transfer at your convenience (service charges applicable) within the due date.
  • You can also pay through a virtual account number by transferring funds either in the bank or through internet banking facility (NEFT/RTGS).

    FUTURE PLUS - FLEXI PLAN

    Future Plus Flexi scheme goes a step out of the way in opening up new gateways for the benefit of customers. Yes, you now have the freedom to choose the current market gold rate as per your whims and fancies. i.e.,You can confirm the current market gold rate on any of the date in between the Investment and Maturity date.

    Salient Features & Benefits

    • One time investment.
    • The minimum investment amount is Rs. 15,000/- with no limitations on the maximum amount.
    • The duration of this scheme is 10 months.
    • As with the basic plan, you can save your money as gold or money itself until the end of the maturity period.
    • There are no making or wastage charge for the purchased ornaments for the accumulated weight.
    • Pay the amount as cash, demand draft, using credit\debit cards or even through online fund transfer at your convenience (service charges applicable) within the due date.

    Terms & Conditions

    • We do not entertain premature closure of the above said schemes. You can avail the benefits only upon the reach of maturity date.
    • This scheme is valid for jewels exhibited in the showroom and doesn’t hold good for customized jewels.
    • Diamond and platinum jewels with a MRP cannot be availed for purchase under this scheme.
    • Future Plus is a unique scheme and cannot be merged, converted or transferred with either new or existing schemes.
    • Thangamayil reserves every right over the terms and conditions of this scheme and can change the conditions at any time.
    • In case of any change in existing laws, rules, acts, etc., by a Regulatory authority, the necessary requirements have to be complied with, by the customer.
    • Thangamayil Jewellery Limited reserves the right to enforce such a compliance.
    • The deposited amount will not be refunded as cash, in any case.

FAQ's

Can anyone become a member of this scheme? Is any proof required?
  • Showroom customer: Anyone can become a member by providing valid ID proof and phone number.
  • Online customer: Anyone can become a member by providing their email ID, phone number and valid address.

Only individuals are eligible to join the scheme. One can join any number of schemes as he/she chooses. Only those Indian citizens who are not minors as per the act enacted by the Government of India as per the Majority Act of 1875 are eligible to enroll in the scheme.

Can I pay an additional amount later? Is it possible?
No. Future Plus-Basic & Flexi Plans are onetime investment plans. You can’t make any additional payment. Instead you can invest the same amount by opening a new account.
How and where should the money be paid?
Please refer to the Payment Guide for detailed instructions on payment methods, both online and offline. Please do remember to bring your scheme passbook/bond whenever you wish to check on or close the scheme.
Is a PAN card mandatory for this scheme?
A PAN card is not mandatory. However, in case the investment amount exceeds Rs. 50,000/- anytime during the tenure of the plan, a self-attested copy of the PAN card needs to be furnished.
How can the saved gold be redeemed?
The saved gold can be redeemed only through purchase of gold ornaments and silver articles.
How will you calculate the wastage for a product which exceeds the saving scheme amount?
Wastage charges will be applicable only on the difference in actual weight and the saving scheme’s accumulated amount/weight.
Can the paid amount be redeemed in any other way than the above (like cash)?
Redemption is possible only as stated above. Cash redemption cannot be availed.
Can you provide the details on various direct payment methods, in detail?

We care for the layman and see to that payment process doesn’t cause much strain. You can deposit the installment through any of our stores, merchant stores or bank.

Sl.NoPayment Method
1Payment at Thangamayil Showroom
2Payment at Vodafone store or Mini Store
3Payment via Bank Transfer Account

Please click here to reach the exclusive page on Direct Payments which elucidates the payment mechanism.

Can you provide the details on various online payment methods, in detail?

You may click here to have a glance at the host of online payment methods supported by Thangamayil Jewellery.

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