Future Plus

  • Single payment shields from wastage
  • Starts from Rs. 15,000/-
  • 9 months duration

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  • Single payment shields from wastage
  • Starts from RS. 15,000/-
  • 9 months duration

For every individual, having/owning a home is not just bricks and mortar proving to be a shelter or investment, but an achievement of sorts that brings about extreme joy to the family. Though a huge sum of money is invested on a single entity, it is one that is worthy of the time, money and effort spent; a place where happiness abounds for the members residing in it.

Gold ornaments in a similar manner are not just an investment medium, but something that brings about extreme pride and joy to those to own it. Just like planning a home according to your needs, plan the purpose of investing in gold jewellery. It can be for a sister's or daughter's wedding, or a surprise gift for the better half. Thangamayil has designed the Future Plus scheme as a bonanza for customers investing in gold jewellery that in turn can be converted to a highly artistic piece of their dream.

Take home gold equivalent to the amount invested without any making or wastage charges. Thangamayil's Future Plus will serve to double your happiness.

Future Plus Savings

  • One time investment.
  • The minimum investment amount is Rs. 15,000/- with no limitations on the maximum amount.
  • The duration of this scheme is 9 months.
  • Advantage of having two choices for your investment.
    • Save your money as gold with the current market rate, on the date of investment.
    • Save your money as money and by the end of the maturity period, buy gold equivalent to the prevailing market rate.
  • There are no making or wastage charges for the purchased ornaments and articles on the scheme’s accumulated amount/weight.
  • On maturity, you can purchase gold ornaments or silver articles based on your choice at the time of investment.

Future plus - Flexi Plan

Future Plus Flexi scheme offers freedom to choose the current market gold rate on your own convenience. You can confirm the current market gold rate on any of the date in between the Investment and Maturity/delivery date. Thangamayil's Future Plus flexi scheme will serve your happiness by take home gold equivalent to the amount invested without any making or wastage charge benefits.

Future Plus Flexi Savings

  • One time investment.
  • The minimum investment amount is Rs. 15,000/- with no limitations on the maximum amount.
  • The duration of this scheme is 10 months.
  • You have two choice to confirm the current market gold rate.
    • Save your money as gold with the current market rate/time, on the date of joining or during any time before maturity / delivery date.
    • Save your money as money until the end of the maturity period and buy gold equivalent to the prevailing market rate.
  • There are no making or wastage charge for the purchased ornaments for the accumulated weight.
  • On successful completion of the plan and on the maturity, you can purchase gold ornaments or silver articles.

Payment options

A future proof approach for your investment! Invest a sum and on foreseeing the price getting less in a year, save your investment as gold and get the benefit of decrease in future price.

    • The minimum investment amount is Rs. 15,000/- with no limit on the maximum.
    • The account holder can deposit the money at any of the branches of Thangamayil Jewellery Limited.
    • Pay the amount as cash, demand draft, using credit\debit cards or even through online fund transfer at your convenience (service charges applicable) within the due date.

Terms & Conditions

  • The products will be available only at the end of the maturity date.
  • This scheme is valid for ready made jewels only. Diamond and platinum jewels with a MRP cannot be availed for purchase under this scheme.
  • Until the duration of the maturity period is complete, the scheme cannot be closed.
  • Future Plus is a unique scheme and cannot be merged, converted or transferred with either new or existing schemes.
  • Thangamayil reserves every right over the terms and conditions of this scheme and can change the conditions at any time.
  • In case of any change in existing laws, rules, acts, etc., by a Regulatory authority, the necessary requirements have to be complied with, by the customer. Thangamayil Jewellery Limited reserves the right to do so, to comply with Government regulations.
  • The deposited amount will not be refunded as cash, in any case.

FAQ's

Can anyone become a member of this scheme? Is any proof is required?
  • Showroom customer: Anyone can become a member by providing valid ID proof and phone number.
  • Online customer: Anyone can become a member by providing their email ID, phone number and valid address.
Only individuals are eligible to join the scheme.
One can join any number of schemes as he/she chooses. The individual should not be a minor.
Can I pay an additional amount later? Is it possible?
No. Future Plus is a onetime investment plan. You can’t make any additional payment. Instead you can invest the same amount by opening a new account.
How and where should the money be paid?
The account holder can deposit the money at any of the branches of Thangamayil Jewellery Limited. Pay the installment as cash, demand draft, using credit\debit cards or even through online fund transfer at your convenience (service charges applicable) within the due date. Please do remember to bring your scheme passbook/bond whenever you wish to check on or close the scheme.
Is a PAN card mandatory for this scheme?
A PAN card is not mandatory. However, in case the investment amount exceeds Rs. 50,000/- anytime during the tenure of the plan, a self-attested copy of the PAN card needs to be furnished.
How can the saved gold be redeemed?
The saved gold can be purchased only as gold ornaments and silver articles.
How will you calculate the wastage for a product which exceeds the saving scheme amount?
Wastage charges will be applicable only on the difference in actual weight and the saving scheme’s accumulated amount/weight.
Can the paid amount be redeemed in any other way than the above (like cash)?
Redemption is possible only as stated above. Cash redemption cannot be availed.
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