Super Gold

  • 100% off on Making charges & Wastage
  • Flexibility to save as gold or money
  • 11 months duration

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  • Freedom from making charges & wastage
  • Flexibility to save as gold or money
  • Save as less as Rs.1000 per month

SUPER GOLD SAVING SCHEME

The Super Gold Scheme builds your gold assets at regular intervals for healthy financial stability. Get to gold investment, thereby availing benefits in the form of zero making and wastage charges to buy highly artistic and designer ornaments.

Salient Features & Benefits

  • You can start an account with a minimum saving of Rs. 1000/-, in multiples of Rs. 1000/-, as regular monthly installments.
  • The duration of Super Gold scheme is 11 months.
  • The monthly installments are payable at any of the branches of Thangamayil Jewellery Limited.
  • We are further flexible in that you can opt for either the value based or the gold weight based saving option.
  • If you choose value based option, you will save your money as money and by the end of the maturity period you can buy gold ornaments or silver articles equivalent to the prevailing market rate.
  • If you prefer to save as gold, the conversion to gold weight shall be done based on the prevailing board rate of gold on the date, time & city of payment and the weight shall be accruing during each installment.
  • Upon maturity you get freedom from making charges & wastage associated with the gold ornaments or silver articles you purchase
  • You can purchase gold ornaments & silver articles corresponding to the credit in your account or weight of gold.
  • Pay installments as cash, demand draft, using credit/debit cards or even through online fund transfer at your convenience (service charges applicable) within the due date.
  • You can also pay installments through a Bank transfer account number (virtual account number) by transferring funds either in the bank or through internet banking facility (NEFT/RTGS/IMPS).

Terms & Conditions

  • Pay your monthly installments on or before the due date to avail the benefit of zero wastage and zero making charges.
  • The amount you choose for the first installment will be set as the amount to be paid for every other installments that are to follow. Hence think well before you arrive at a decision on the first installment amount.
  • This scheme shall cover only jewels available for sale in the showroom and not for customized jewels.
  • Premature closing of the scheme shall not be entertained.
  • Super Gold is a unique scheme and cannot be merged, converted or transferred with either new or existing schemes.
  • Thangamayil reserves every right over the terms and conditions of this scheme and reserves the right to change the conditions at any time.
  • In case of any change in existing laws, rules, acts, etc., by a Regulatory authority, the necessary requirements have to be complied with, by the customer. Thangamayil Jewellery Limited reserves the right to enforce such a compliance.
  • The deposited amount will not be refunded as cash, in any case.
  • Making and wastage charges will be applicable for gold and silver that exceeds the saved/accumulated amount or weight, in the scheme.

FAQ's

Can anyone become a member of this scheme? Is any proof required?
  • Showroom customer: Anyone can become a member by providing valid ID proof and phone number.
  • Online customer: Anyone can become a member by providing their email ID, phone number and valid address

Only those Indian citizens who are not minors as per the act enacted by the Government of India as per the Majority Act of 1875 are eligible to enroll in the scheme.A person who has enrolled for this scheme, can join any number of other schemes as well.

When should the money be paid?

Pay your monthly installments on or before the due date, without any exception, to avail the benefit of zero making and wastage charges.

Will there be any extra charge on subsequent payments?

There will be an extra charge only for payment through credit/debit card. In case of the loss of passbook, Rs. 100 will be charged for a replacement, after proper verification.

What will happen to my scheme if I do not pay for a few months? Will there be a penalty charge?

There is no penalty charge but the maturity date is extended further based on the delayed number of days.

How can the saved gold be redeemed?

The saved amount or weight can be redeemed only through purchase of gold and silver ornaments.

How is the price of the gold calculated while redeeming?

While you opt for gold and silver ornaments, the price of your saving is calculated based on the prevailing market price of gold/silver.

Is there is any maximum wastage restriction while purchasing the product?

No, there is no maximum making or wastage charge while purchasing a product, for the scheme’s accumulated amount or weight.

How will you calculate the wastage for a product that exceeds the saving scheme amount?

There is no wastage charge on your accumulated savings amount or equivalent weight. The wastage charges will be applicable on the difference of actual weight and the saving scheme’s accumulated amount or weight.

Can the paid amount be redeemed in any other way than the above (like cash)?

Redemption is possible only as stated above. Cash redemption cannot be availed

Can you provide the details on various direct payment methods, in detail?

We care for the layman and see to that payment process doesn’t cause much strain. You can deposit the installment through any of our stores, merchant stores or bank.

Sl.NoPayment Method
1Payment at Thangamayil Showroom
2Payment at Vodafone store or Mini Store
3Payment via Bank Transfer Account

Please click here to reach the exclusive page on Direct Payments which elucidates the payment mechanism.

Can you provide the details on various online payment methods, in detail?

You may click here to have a glance at the host of online payment methods supported by Thangamayil Jewellery.

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