The Super Gold Scheme builds your gold assets at regular intervals for healthy financial stability. Get to
gold investment, thereby availing benefits in the form of zero making and wastage charges to buy highly
artistic and designer ornaments.
Salient Features & Benefits
You can start an account with a minimum saving of
Rs. 1000/-, in multiples of Rs. 1000/-, as regular monthly installments.
The duration of Super Gold scheme is 11 months.
The monthly installments are payable at any of the
branches of Thangamayil Jewellery Limited.
We are further flexible in that you can opt for
either the value based or the gold weight based saving option.
If you choose value based option, you will save
your money as money and by the end of the maturity period you can buy gold ornaments or silver articles
equivalent to the prevailing market rate.
If you prefer to save as gold, the conversion to
gold weight shall be done based on the prevailing board rate of gold on the date, time & city of payment
and the weight shall be accruing during each installment.
Upon maturity you get freedom from making charges &
wastage associated with the gold ornaments or silver articles you purchase.
You can purchase gold ornaments & silver articles
corresponding to the credit in your account or weight of gold.
Pay installments as cash, demand draft, using
credit/debit cards or even through online fund transfer at your convenience (service charges applicable)
within the due date
You can also pay installments through a Bank
transfer account number (virtual account number) by transferring funds either in the bank or through
internet banking facility (NEFT/RTGS/IMPS).
Terms & Conditions
Pay your monthly installments on or before the due
date to avail the benefit of zero wastage and zero making charges.
The amount you choose for the first installment
will be set as the amount to be paid for every other installments that are to follow. Hence think well
before you arrive at a decision on the first installment amount.
This scheme shall cover only jewels available for
sale in the showroom and not for customized jewels.
Premature closing of the scheme shall not be
Super Gold is a unique scheme and cannot be merged,
converted or transferred with either new or existing schemes.
Thangamayil reserves every right over the terms and
conditions of this scheme and reserves the right to change the conditions at any time.
In case of any change in existing laws, rules,
acts, etc., by a Regulatory authority, the necessary requirements have to be complied with, by the
customer. Thangamayil Jewellery Limited reserves the right to enforce such a compliance.
The deposited amount will not be refunded as cash,
in any case.
Making and wastage charges will be applicable for
gold and silver that exceeds the saved/accumulated amount or weight, in the scheme.
Showroom customer: Anyone can become a member by providing valid ID proof and phone number.
Online customer: Anyone can become a member by providing their email ID, phone number and valid address
Only those Indian citizens who are not minors as per the act enacted by the Government of India as per
the Majority Act of 1875 are eligible to enroll in the scheme.A person who has enrolled for this scheme,
can join any number of other schemes as well.
Pay your monthly installments on or before the due date, without any exception, to avail the benefit of
zero making and wastage charges.
No additional charges for subsequent payments. In case of the loss of passbook, Rs. 100 will be charged
for a replacement, after proper verification.
There is no penalty charge.
The saved amount or weight can be redeemed only through purchase of gold and silver ornaments.
While you opt for gold and silver ornaments, the price of your saving is calculated based on the
prevailing market price of gold/silver.
No, there is no maximum making or wastage charge while purchasing a product, for the scheme’s
accumulated amount or weight.
There is no wastage charge on your accumulated savings amount or equivalent weight. The wastage charges
will be applicable on the difference of actual weight and the saving scheme’s accumulated amount or
Redemption is possible only as stated above. Cash redemption cannot be availed
We care for the layman and see to that payment process doesn’t cause much strain. You can deposit the
installment through any of our stores, merchant stores or bank.